Forcing people to buy insurance they can’t afford as a condition of being allowed to own (or use) something is a very effective way of discouraging people from owning or using things.
Like cars, for instance.
It ought to be crystal clear by now that there are people in positions of power who do not want most people – by which they mean us – to own (or drive) cars. But they are clever people and understand that outlawing cars outright and all at once is too obviously blunt and – more to the point – it would probably result in immediate push-back. Far better – from their point-of-view – to permit us to own cars, provided we abide by certain conditions.
Such as being obliged to “cover” them.
No surprise (assuming you’ve been paying attention) – it is all-of-a-sudden costing a lot more to “cover” a car. About 20 percent more, on average – just this year so far. Many people are being hit up to tune of 30 percent or more.
It is interesting to note that these increases in the cost of “coverage” are being imposed on people who have not been convicted of “speeding” (the vehicular equivalent of not “masking”) or because they filed a claim and so cost the insurance mafia money.
The mafia says it is only making these “adjustments” to take account of higher repair costs and because of costs pertaining to natural disasters. Well, the latter is an obnoxious transfer of costs onto those who did not incur them and the former is just bullshit, because if you’ve not wrecked or filed a claim, then you’ve not cost the mafia anything.
But the mafia can still make you pay.
Remember: Insurance is a “service” you cannot refuse. Even – in some states – if you don’t actually drive the car on public roads. If the vehicle can be seen without tags on private property, it can be seized on account of not being registered and tagged. The law in these states says that any vehicle stored on the owner’s property must be registered – and in order to legally get/maintain registration (and tags) the vehicle must be insured.
That’s a Bingo! as fictional SS Colonel Hands Landa from Inglorius Basterds put it.
It’s also proof that forcing people to buy insurance is not about making sure other people aren’t left holding the bag for damages incurred by the “uninsured.”
It is about making people pay.
Anyhow, when you have to pay, then you can be made to pay more. You can be made to pay whatever they say.
People are finding out just how much that is.
In particular, people who bought into “electrification” via the purchase of an electric vehicle. Many of them thinking they’d “save money” by not having to spend it on gas, which the same people pushing trying to push all of us into EVs have also been making more expensive, in order to drive as many of us as they can out of vehicles that burn it and into electric vehicles that burn money, instead.
That’s certainly more efficient.
