RE Bill Walker’s posting on insurance. We all dislike state regulations that require the wearing of seat belts, helmets and so forth. We suspect there is a better way. I’ve been insured by the same company, USAA, since I was 16. Right now, I carry a non-owner auto insurance policy which covers me when I drive, mainly to make sure I don’t have any lapses in coverage. Some years ago, USAA issued a standard clause to all auto policies saying that it would not cover claims in which all of the occupants of a covered vehicle were not wearing seat … Continue reading Seat Belts & Insurance