I’m beginning to smell a rat. I wonder if the fix is in. They do this a lot. Have they intentionally put out a really lousy bailout plan to allow “critics” to propose changes when the real deal was to enact the “critics’” plan in the first place? Update: Andy writes in and describes this as a type of “bait and switch.” My friend Peter Reese compares it to a team of pick pockets: one bumps into you; the other steals your wallet.