"Raise taxes," shouted Jim Cramer on Hardball tonight. He correctly noted that housing prices are going down down, and those who are waiting for them to come back will wait in vain. Every bank in America is in trouble, he screamed, and FDIC has too little money to bail them out. Taxes must be raised to bailout the banksters, to the tune of $1.2 trillion, he hollered. Folks, I hate to admit it, but Cramer is right about the danger, if not the loot he wants to steal from us for his pin-striped pals. We are always taught, through Fed-banker propaganda, that people who don't trust the fractional-reservists are rubes and hicks. Smart is more like it.