Budget Survival: The Ins and Outs

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Where to
Begin

First, take
into account how many mouths you have to feed, what resources you
currently have available and what resources will be available if
SHTF
in your current location. Figure out a monthly budget that includes
money coming in, bills going out, and what you have left over. This
will give you an idea of where you can trim the fat. (We will cover
more on this later.) Next, take an inventory of you already have
that will be useful if SHTF, such as lighters, matches, wool clothing
or blankets, canned food. If you have camping gear, include this.
You will want to find or prepare your own “wish list”
of items you are in need of. List items from most to least expensive,
and put them in categories of “must have” (food and water)
and “nice to have” (spices or a generator).

1. Research

Study books
and web sites to help fine tune and add to your list. Good research
will help you to avoid costly, inappropriate purchases. None of
us know exactly how much time we have for preparation, but many
of us see that time is short. Adequate research will play a major
role in helping you cover all your bases with a limited budget and
time frame. Building a library of books and other materials that
you can refer back to while preparing for and being in survival
situations is a good idea. During stressful times, it may be hard
for you to remember all of the information that you have learned.
Further research will help you find what works and what doesn’t
in survival situations.

2. Necessities

The obvious
necessities will be food, water, and shelter, but you will also
need to consider adequate clothing for multiple seasons, hygiene
supplies, pet supplies (if you have pets). You will also need multiple
forms of fire starting devices (magnesium striker, lighters, matches,
etc.), water purification (Steri-Pen, tablets, filter, etc.). Don’t
forget batteries for devices like the Steri-Pen that are useless
without them. At the very least you will need a .22 LR, but if you
can acquire a variety of calibers (pistols, shotguns, rifles), that
would be even better. I recommend a pistol that is 9mm or higher,
a 12 gauge or 20 gauge shotgun, and a rifle such as a .223, a 7.62x39mm,
or a .308 etc. Each gun will serve its own purpose. Pistol=defense,
shotgun=defense/hunting, rifle=long range defense/big game hunting.
You need to get an adequate supply of ammunition for each gun you
plan on using.

3. Trimming
the Fat

Once you have
put your finances and budget under the microscope, you should be
able to find areas that you can “trim the fat.” For example,
if you have a student loan, consider deferring if for a few months
or paying minimum payments on your credit cards and using those
payments to get aggressive on stockpiling your supplies. You might
consider not putting much money, if any, into your 401k or other
retirement accounts until you have accumulated adequate supplies.
Now, don’t skip payments on your mortgage or car and get yourself
into a bind, but be creative about where you can feasibly trim the
fat on your budget. You could treat yourself to that $80 steak dinner,
or you could use that same $80 to purchase a week’s worth of
rations for your family. Part of trimming the fat is making sacrifices
now (budget meals at home, brown bag lunch) in order to adequately
provide for your family if SHTF.

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the rest of the article

December
7, 2010

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